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Baccarat Games In Michigan
Did you know that Baccarat surpasses 80% of the total casino wagers in Macau, while it constitutes less than 20% in Las Vegas? Despite this contrast, the game remains immensely popular among high-rolling gamblers and is rapidly gaining traction in the United States.
Baccarat is so popular that it is now available at all three commercial casinos in Detroit, as well as an increasing number of tribal casinos throughout Michigan.
Most Michigan online casinos will likely offer some version of the game in the future, as the rules are straightforward and the house edge is minimal.
The distinction between baccarat games at online casinos in Michigan and traditional land-based casinos is straightforward. Instead of using physical chips and cards, online baccarat employs an electronic betting interface and visually pleasing graphics that simulate card dealing. However, the actual outcome of each hand is determined by a computerized random number generator.
Ultimately, online baccarat remains true to its essence as baccarat, encompassing all the necessary information about the game.
Best Online Casinos in Michigan with Baccarat
Casinos in Michigan that have baccarat
Several of the tribal casinos, as well as all three of Detroit’s casinos, provide various versions of baccarat.
Below is a compilation of casinos set to launch their real-money online platforms in late 2020 or early 2021:
MGM Grand Detroit
- 1777 Third Avenue, Detroit, MI
- Baccarat Variants: Dragon Bonus Baccarat
- Owner: MGM
- GVC Holdings (BETMGM) is an online casino partner.
Greektown Casino-Hotel
- 555 E. Lafayette St., Detroit, Michigan – this is the address.
- There are different types of Baccarat games available, including Dragon Bonus Baccarat, Dragon Bonus Commission Free Baccarat, and EZ Baccarat.
- The owner of VICI Properties/Penn National Gaming is VICI Properties/Penn National Gaming.
- Online casino partner: DraftKings
MotorCity Casino Hotel
- The location is 2901 Grand River Ave in Detroit, Michigan.
- Mini-Baccarat games featuring the Dragon Side Bet.
- Owner: Marian Ilitch
- Partnered with Flutter (Fanduel), we bring you an excellent online casino experience.
Four Winds Casino New Buffalo
- 11111 Wilson Road, New Buffalo, Michigan – Full address
- Two variations of Baccarat games available: Mini Baccarat and Midi Baccarat, both offering the Dragon Bonus feature.
- The owner is the Pokagon Band of Potawatomi Indians.
- Scientific Games, the trusted online casino partner.
Firekeepers Casino and Hotel
- The location is 11177 E. Michigan Ave. in Battle Creek, Michigan.
- Baccarat games: Baccarat
- The proprietor is the Nottawaseppi Huron Band of Potawatomi.
- Scientific Games, your trusted online casino partner.
Odds/Payback on baccarat in Michigan
In most Michigan casinos, the standard version of baccarat is a straightforward game. Players have the option to bet on either the banker, the player, or a tie. Each spot receives two cards, which are then revealed either by the dealer or by a person who has placed a bet.
In this game, the hand that comes closest to a total value of nine is considered the winning hand. The decision of whether the banker or the player should hit or stand depends on the rules set by the house and the current combined value of their two cards.
The RTP for banker bets is 98.94%, for player bets it is 98.76%, and for ties it is 85.6%.
Michigan casinos offer various modified versions of traditional baccarat games, such as:
Dragon Bonus Baccarat
Dragon Bonus Baccarat holds the title of being the most frequently played variation of baccarat in brick-and-mortar casinos.
All winning banker bets incur a 5% commission charge. Additionally, a Dragon Bonus side bet offers different odds for natural wins and non-natural wins by 4 points or more.
The Return to Player (RTP) percentages for Dragon Bonus Baccarat are as follows: 98.94% for banker bets, 98.76% for player bets, and 85.6% for ties.
On the other hand, the Dragon Bonus significantly increases the house advantage on player bets, reducing the Return to Player (RTP) to a mere 90.63% for banker bets.
Commission Free Baccarat
Commission Free Baccarat, also known as No-Commission Baccarat, is a variation of the classic baccarat game where no 5% commission is imposed on successful banker bets.
It sounds amazing, but regrettably, there’s a drawback. When the banker makes a Natural 8, you’ll only receive half of your bet as payment.
The RTP on banker bets decreases to 95.94%.
In this version of the game, player bets continue to have an RTP of 98.76%, while ties have an RTP of 85.6%. This indicates that player bets are the most advantageous. Additionally, despite the commission, standard baccarat with a 98.94% RTP on banker bets is still the preferred option.
EZ Baccarat
EZ Baccarat is essentially the same as traditional baccarat, with one key variation. In EZ Baccarat, when placing a bet on the banker, you will receive an even money payout. Additionally, if the banker wins with a three-card seven, the result will be a push.
Additionally, there are side bets offered such as the Dragon 7, which awards a 40:1 payout if the banker achieves a three-card seven, and the Panda 8, which grants a 25:1 payout when the player forms a three-card eight.
EZ Baccarat has a return to player (RTP) rate of 98.98%. Nevertheless, the Dragon 7 side bets offer an RTP of 92.39%, while the Panda 8 side bets have an RTP of 89.81%.
Mini and Midi Baccarat
Midi-baccarat, mini-baccarat, and baccarat vary based on the table’s dimensions.
Midi-baccarat games are conducted on tables with a capacity of nine spots, while mini-baccarat tables accommodate seven spots and traditional baccarat tables offer 14 spots.
In general, players are capable of handling the cards while playing baccarat, except for midi- or mini-baccarat.
Midi- or mini-baccarat tables typically have lower table minimums.
Online baccarat
The baccarat games found in the majority of Michigan casinos can be seamlessly adapted for online platforms. Consequently, the majority of the aforementioned game variations will smoothly transfer to online casinos.
Live Dealer Baccarat online may also be available in Michigan, offering players the opportunity to experience Dragon Bonus Baccarat in a live setting and simulcast online, complete with an online betting interface.
Michigan-specific rules for baccarat
The fundamental regulations for baccarat in Michigan mimic those observed at casinos worldwide.
The popularity of baccarat among high-rollers indicates that the generous betting limits at Detroit casinos might attract their attention.
The rules of the Michigan Gaming Control Board grant Detroit casinos the freedom to establish their own limits, whether high or low, on baccarat bets.
The board receives and approves the set table limits, which must be prominently displayed. Nevertheless, casinos retain the freedom to modify the minimum and maximum bets as deemed appropriate. Only a new sign needs to be posted and all existing players must be notified.
This implies that a wealthy individual can enter a Detroit casino and request to engage in baccarat with significantly higher betting limits than usual. Once the casino informs the existing baccarat players, they have the liberty to raise the limit not only for that particular player but also for others.
Baccarat basics
If you’re not a high roller from Macau, a fan of the early James Bond films, or someone who works as a casino and gaming writer, the game of baccarat might be unfamiliar to you.
In the Asian casino community, it enjoys much greater popularity compared to the US. Despite appearing complex, it is actually quite simple.
Baccarat is extremely straightforward. Your only task is to place a bet on either the player, banker, or a tie, and after that, the dealer and the cards take over. Once you’ve made your bet, there are no further decisions to be made. The dealer and player’s actions, such as hitting or standing, are determined entirely by standard rules.
According to Wiki-How, let’s break down the process into seven simple steps for better understanding.
Starting with the knowledge that there are only three potential results in a game of baccarat, we can establish that the outcomes consist of the player winning, the banker winning, or a tie situation.
- You have the option to place your bet on either the banker’s hand or the player’s hand. Another choice is to bet on a tie, although the chances of a tie occurring are low. It is important to note that bets must be placed on either the player or banker spots before the cards are dealt.
- Each player and banker box on the table is dealt two cards. The first card is given to the player box, followed by the second card to the banker box. This process continues until a total of four cards have been dealt.
- The point total of both hands is disclosed by the dealer. Tens and face cards hold no value, while all other cards hold the value displayed on their face. In case the sum of the two cards exceeds 10, only the second digit is considered. For instance, if a nine and a six add up to 15, the hand value would be five points. The hand that comes closest to a total of nine is declared the winner.
- The game concludes with a natural win if either the player or the banker has a two-card total of eight or nine.
- If a natural win does not occur, the dealer will assess the player’s total to determine if they are eligible for a third card. The player will stand if their total is six or seven, and will draw a third card if their total is between zero and five.
- After the player’s turn, the dealer assesses whether the banker should receive a third card. If the player chooses to stand, the banker will draw a third card only if their total is between zero and five, and will stand if their total is six or seven. However, if the player decides to draw a third card, the banker’s action will depend on the value of the player’s third card. If the player’s third card is:
- The banker’s drawing rules in the game are as follows: <br>- When the banker has a zero to three, they will draw a card if it is an ace, nine, 10, or face-card. However, if the banker has four to seven, they will stand.<br>- If the banker has an eight, they will draw a card if their total is zero to two, but stand if it is three to seven.<br>- For a six or seven, the banker will draw a card if their total is zero to six, but stand if it is seven.<br>- If the banker has a four or five, they will draw a card if their total is zero to five, but stand if it is six or seven.<br>- Finally, if the banker has a two or three, they will draw a card if their total is zero to four, but stand if it is five, six, or seven.
- Once all cards have been dealt, the dealer determines the winning hand, which is the hand that is closest to a total of nine. If there is a tie between two or more hands, the bets placed on the tie are the only ones that win. In standard versions of the game, the house applies a commission to any winning banker’s hands.
Baccarat strategy and tips
Baccarat is an incredibly straightforward game where you are left with minimal choices, primarily deciding on your bet, as luck plays the predominant role in determining the outcome.
However, it should be noted that following these fundamental baccarat tips could potentially increase your chances of winning on a regular basis.
Don’t be intimidated
Finding Baccarat may be more challenging compared to playing it. It is not available at every Michigan casino, nor is it widely accessible online. However, there is no need to feel overwhelmed by the game. Novice players can try a demo version online to become acquainted with its mechanics. Furthermore, a brief review of the rules will unveil the true simplicity of Baccarat.
There’s no need to fear playing a game with one of the smallest house edges in any casino. By avoiding it, you’re missing out on a chance to win. Baccarat offers impressive RTP rates of 98.94% on banker bets, 98.76% on player bets, and 85.6% on tie bets. These figures are difficult to surpass and should not intimidate anyone.
Bank on it
In a single-deck baccarat game, the banker hand emerges victorious 45.8% of the time, while the player hand wins 44.6% of the time. Consequently, the banker bet proves to be more lucrative in the long run with a basic baccarat RTP of 98.94%, compared to the player bet’s RTP of 98.76%.
While there is no assurance of winning any baccarat bet, choosing to play as the banker increases your chances due to favorable odds.
Count cards
Counting cards while playing baccarat can be challenging, but it is possible to enhance your advantage. Although it is not a precise method, it is definitely worth attempting. The key lies in observing for a visible card during the dealer’s shoe setup. By doing so and keeping track of its position in the shoe based on the standard cut, you might gain insight into the upcoming card.
Use a system
Similar to basic blackjack strategy, numerous individuals discover slight advantages in baccarat by employing tested betting systems.
Progression systems, whether positive or negative, have the potential to be effective. Positive progression systems revolve around raising your bet after each win and lowering it after a loss, focusing on utilizing the casino’s funds to your advantage.
Positive progressions involve increasing your bet with every win, while negative progressions, on the other hand, involve increasing your bet with every loss. The concept behind negative progressions is that you believe you won’t experience a long streak of losses that will completely drain your bankroll or surpass the table limit before you start winning again.
Manage your money
Regardless of the game you prefer, it is wise to bet within your budget. Establish limits on the amount you are willing to lose and adhere to them. Resist the temptation to recoup your losses and ensure you have the opportunity to play another day. Enjoy yourself, maintain self-control, and effectively manage your finances to prevent financial ruin while gambling.